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Nepo Baby, LAPO Baby or UNILAG Fresher?

You don't choose how your story begins. The game hands you a starting life, and players report you can't reroll it.

Updated 12 October 2026Sources listed belowIndependent guide

Side by side

StartCashHomeWeekly rentPerk
Nepo Baby₦500,000Lekki Phase 1 mini-flat₦17,000, paid by DaddyDaddy's Toyota Prado
LAPO Baby₦76,000 or ₦96,000, incl. a ₦60,000 loanMushin room or Yaba self-contain₦2,400 or ₦6,000, plus loan repaymentsLearns skills 25% faster
UNILAG Fresher₦14,000UNILAG hostel₦1,200Learns skills 25% faster

These figures are player-reported, not official. The game is patched often, so treat them as a starting point.

Playing a Nepo Baby

Illustration of a Nepo Baby: a stylish young woman holding car keys in front of an SUV and a Lekki apartment

The easy mode. No rent and no loan means almost everything you earn is yours. Players estimate about ₦157,500 from a first week of five shifts. Use that head start to buy your first business early instead of spending it at Quilox.

Playing a LAPO Baby

Illustration of a LAPO Baby: a young woman checking a payment reminder on her phone at a busy Lagos market

The name is a joke about microfinance loans: you start owing money. In Mushin, players report weekly bills of around ₦14,400, made up of ₦2,400 rent and a ₦12,000 loan repayment. Your edge is faster skill training, which means faster promotions. Work every shift, eat cheap, and pay the loan down before spending on fun.

Playing a UNILAG Fresher

Illustration of a UNILAG Fresher: a smiling student with a backpack and textbooks at a campus gate

Very little cash, but very cheap rent and the same fast-learning perk. UNILAG also has more activities than anywhere else on the map, so you're living right where the options are.

Does a bad start matter long-term?

Less than you'd think. Skills drive promotions, and the two harder starts learn 25% faster, so players say the gap closes sooner than expected.

Sources