Nepo Baby, LAPO Baby or UNILAG Fresher?
You don't choose how your story begins. The game hands you a starting life, and players report you can't reroll it.
Side by side
| Start | Cash | Home | Weekly rent | Perk |
|---|---|---|---|---|
| Nepo Baby | ₦500,000 | Lekki Phase 1 mini-flat | ₦17,000, paid by Daddy | Daddy's Toyota Prado |
| LAPO Baby | ₦76,000 or ₦96,000, incl. a ₦60,000 loan | Mushin room or Yaba self-contain | ₦2,400 or ₦6,000, plus loan repayments | Learns skills 25% faster |
| UNILAG Fresher | ₦14,000 | UNILAG hostel | ₦1,200 | Learns skills 25% faster |
These figures are player-reported, not official. The game is patched often, so treat them as a starting point.
Playing a Nepo Baby
The easy mode. No rent and no loan means almost everything you earn is yours. Players estimate about ₦157,500 from a first week of five shifts. Use that head start to buy your first business early instead of spending it at Quilox.
Playing a LAPO Baby
The name is a joke about microfinance loans: you start owing money. In Mushin, players report weekly bills of around ₦14,400, made up of ₦2,400 rent and a ₦12,000 loan repayment. Your edge is faster skill training, which means faster promotions. Work every shift, eat cheap, and pay the loan down before spending on fun.
Playing a UNILAG Fresher
Very little cash, but very cheap rent and the same fast-learning perk. UNILAG also has more activities than anywhere else on the map, so you're living right where the options are.
Does a bad start matter long-term?
Less than you'd think. Skills drive promotions, and the two harder starts learn 25% faster, so players say the gap closes sooner than expected.